I have a confession to make. I do not have a budget. Well, I suppose technically I have one, my financial planner makes me draw one up. I scribble a few numbers down invasion sheet of paper and then completely forget about it. The money guy then uses, what is essentially a complete fabrication, to determine our entire financial plan for the year. This is probably not an ideal situation.
One of my goals for the new year is to get on some sort of budget. I'm going to start small, probably just the groceries since that is where most of our discressionary income goes anyway. So how do i get started? Do I just pick a dollar amount and try to stay under it every month? How do I keep track? How do I get my husband on board? I know that there are a ton of budget minded mamas out there, give a girl a clue!!